Kelly McGowan

KELLY HAS A DOUBLE LIFE. DURING THE DAY, SHE STUDIES MATHEMATIC AT THE UNIVERSITY OF MASSACHUSETTS-AMHERST. AT NIGHT, SHE WAITRESSES IN NORTHAMPTON.
AFTER HER HIGH-SCHOOL GRADUATION, KELLY LEFT MASSACHUSETTS TO FURTHER HER EDUCATION IN VIRGINIA AS AN OUT-OF-STATE STUDENT.
BUT AS THE EXPENSES WERE  GROWING FAST, SHE DECIDED TO COME BACK HOME AND TAKE SOME YEARS OFF. SHE IS NOW BACK TO SCHOOL AFTER SPENDING A FEW YEARS WORKING, THE COMING OF EVERY DAY HAS LEFT HER NERVOUS AS SHE STARTED COMMITING TO PAYING BACK HER LOANS.
APART FROM A FEW HUNDRED DOLLARS PAID BY HER FATHER EVERY MONTH, SHE HAS TO FORK OUT $400 OUT HER OWN POCKET TO PAY FOR HER LOANS EVERY MONTH, WHICH TOTALS UP TO ABOUT $70, 000 TO $100, 000.